Accident Insurance (LAA) for Employers in Geneva | Swiss Premium Insurance
Businesses · Geneva

Accident insurance (LAA): your obligation as an employer

From the first employee, LAA accident insurance is compulsory. Here are your obligations and the top-ups that really protect your teams.

Accident insurance (LAA): your obligation as an employer

Your obligations

The LAA covers occupational accidents and, above a certain weekly working time, your employees' non-occupational accidents.

Basic cover has limits (a capped insured salary). Supplementary LAA avoids unpleasant surprises for your executives.

Our support

We check your compliance and optimise the top-ups according to the reality of your roles.

Mandatory LAA and supplementary LAA

Basic LAA covers treatment costs and an allowance, but on a capped insured salary. Supplementary LAA raises this cap, improves hospital comfort and increases the capital sums in the event of disability or death.

Are my part-time employees covered against non-occupational accidents?

It depends on the number of weekly hours. Below the legal threshold, only occupational accidents are covered: we check each case to avoid gaps.

Clear advice, no obligation

We analyse your situation and guide you to the best option.

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