The LPP is compulsory for your employees and shapes your company's taxation. Setting it up well protects both your teams and your business.
The 2nd pillar insures your employees against old age, disability and death. The choice of fund and plan (rates, supra-mandatory benefits) has a real impact on costs and employer appeal.
Self-employed with no staff? You can, under conditions, join a pension institution and contribute to the 2nd pillar.
We compare pension institutions and negotiate a plan aligned with your budget and HR goals.
The mandatory part of the LPP follows fixed rules, but the entire supra-mandatory side (enhanced benefits for higher salaries, conversion rate, options for executives) is chosen and negotiated. That's where employer appeal and real cost are decided.
Yes, a company can change pension institution. We compare offers (fees, returns, service) and manage the transition.
We analyse your situation and guide you to the best option.
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