Travel Insurance in Geneva | Swiss Premium Insurance
Travel insurance · Geneva

An unexpected event abroad shouldn't ruin your holiday

Cancellation, lost luggage, an accident or hospitalisation far from home: good travel insurance steps in when the unexpected happens. We find the cover suited to your travels.

Couple en voyage protégé par une assurance voyage
In this article
  1. Why travel insurance?
  2. The essential cover
  3. Annual or single-trip?
  4. Frequently asked questions

Why travel insurance?

Hospitalisation abroad can cost tens of thousands of francs, and basic insurance (LAMal) only covers a limited part outside Switzerland. Travel insurance fills these gaps and gives you practical assistance on the spot.

The essential cover

A cross-border worker or recently settled in Switzerland? Your existing cover (CMU, employer) may already include some elements. We check to avoid overlaps.

Annual or single-trip?

If you travel once or twice a year, single-trip cover is often enough. Beyond that, an annual “multi-trip” policy usually works out cheaper and covers you continuously, including for spur-of-the-moment weekends.

Frequently asked questions

Does LAMal cover me abroad?

Partially, and often insufficiently outside Europe. Travel insurance fills these limits and handles assistance on the spot.

Isn't my credit card enough?

Some cards include cover, but with caps and exclusions. We review what you already have before suggesting a top-up.

Credit card: often insufficient cover

Many travellers think they're covered by their credit card. In reality, this cover is often limited (low caps, strict conditions, a requirement to have paid for the trip with the card). For a real safety net, dedicated travel insurance remains preferable.

Pitfalls to avoid

Outside Europe, medical costs and especially repatriation can reach tens of thousands of francs. This is the item never to neglect.

Does my LAMal cover me abroad?

Only very partially, up to the Swiss tariff, and not for repatriation. Travel cover fills this blind spot.

Travel with peace of mind

Tell us where and when you're travelling, and we'll find the cover at the right price.

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