Child Dental Insurance in Geneva (Under 3) | Swiss Premium Insurance
Health insurance · Geneva

Child dental insurance under 3: subscribing at the right time

Dental care isn't covered by basic insurance (LAMal). For your child, taking out dental supplementary cover very early, before age 3, avoids nasty surprises.

Child dental insurance under 3: subscribing at the right time

Why subscribe before age 3

Insurers apply reservations or refuse cover when a dental problem already exists. By subscribing very early, while the child's teeth are healthy, you guarantee full cover, with no exclusion, for the years when it will really matter (cavities, care, then orthodontics).

What child dental supplementary cover includes

Orthodontics can cost several thousand francs. Supplementary cover taken out from the earliest age, with no reservation, is one of the best protection/price ratios for a child.

How to choose well

Annual caps, the orthodontics reimbursement rate and waiting periods vary greatly from one insurer to another. We compare children's supplementary policies and select the one that protects best over the long term.

Frequently asked questions

Does LAMal really cover nothing for dental care?

Save for special cases (serious illness, malformation), routine dental care and orthodontics aren't covered by basic insurance: supplementary cover is essential.

And if my child is already over 3?

You can still subscribe, but the earlier the better to avoid reservations and waiting periods. We review your case with no obligation.

The right level of cover, at the right price

We compare the offers and calibrate your protection according to your real needs.

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