Choosing Your Health Insurance Deductible in Geneva | Swiss Premium Insurance
Health insurance · Geneva

Choosing your deductible: the trade-off that lowers your premium

From CHF 300 to CHF 2,500, the deductible weighs heavily on your premium. Here's how to set yours based on your actual use of care.

Choosing your deductible: the trade-off that lowers your premium

Understanding the trade-off

The deductible is the annual amount you pay before the insurer steps in. The higher it is, the lower your premium. The right choice depends solely on the care you expect during the year.

A change of deductible is generally requested for 1 January; we check the deadlines applicable to your fund.

Notre accompagnement

We estimate your total annual cost across several scenarios and select the deductible that minimises your spend, member by member of the household.

Clear advice, no obligation

We analyse your situation and guide you to the best option.

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