B permit, C permit or Swiss nationality: your administrative status in Geneva directly influences your taxation, your social cover and your pension options.
Managing withholding tax, setting up compulsory LAMal on arrival, a first look at a 3rd pillar often neglected early in the stay, and checking supplementary cover according to your family and professional situation.
The move to ordinary taxation, which changes the logic of your tax return and opens up new deductions. Broader tax optimisation (3rd pillar, LPP buy-backs), thinking about medium- and long-term investments, and strengthened pension provision.
An overall view across the 3 pillars, end-of-career optimisation (LPP buy-backs, choosing between capital and pension), succession strategies and family protection, and periodic review of health cover that has often not been updated for years.
Common mistakes by status: waiting several years before comparing your LAMal premium (B permit), failing to prepare for the move to ordinary taxation (approaching the C permit), and delaying setting up a 3rd pillar when the annual deduction limit is lost for every year left unused (all statuses).
The first steps: LAMal, withholding tax, first 3rd pillar.
The move to ordinary taxation and deeper optimisation.
Comprehensive wealth strategy and end of career.
Whether you've just arrived in Geneva or have lived here for decades, your situation evolves, and your insurance, taxation and pension provision must evolve with it. We offer a review suited to each stage of your journey, in full independence.
Generally after 5 or 10 years of continuous residence in Switzerland depending on nationality, provided you meet the required integration conditions.
Not automatically, but it's the recommended moment to review your whole cover, which is often set up quickly on arrival and not reassessed since.
Get a review tailored to your residence status
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