Every autumn, premium increases push people to switch fund. But the lowest premium isn't always the right choice. Here's what you should really look at.
For basic insurance (LAMal), the benefits are identical from one fund to another: only the price changes. But your real cost also depends on the deductible and model chosen, and service quality varies greatly.
To cancel your basic insurance, the request must reach your fund before 30 November, for a change on 1 January.
We compare the total cost (premium + deductible matched to your real use) and check that your current supplementary cover won't be lost. The goal: pay less without weakening your cover.
We analyse your situation and guide you to the best option.
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